55+ Communities Around Charlotte · Concord, NC

Cumberland

Niblock Homes’ 55+ patio-home community in Concord, near historic downtown. Now selling new homes. Updated October 2026.

Thinking about Cumberland? Call or text Maureen at 704-621-3066

Cumberland at a Glance

LocationConcord, NC (Cabarrus County), between Poplar Tent Rd and Concord Pkwy
BuilderNiblock Homes
StatusNow selling new homes
Started2021
SizeAbout 144 homes
Age rule55+ age-restricted
GatedNo
Home typesSingle-family patio homes, one and two stories, main bedroom on the first floor, about 1,629 to 2,645 sq ft
PriceFrom $547,300 (builder website, October 22, 2026)
HOAAbout $225/month, includes lawn care (55places.com)

Sources: Niblock Homes and 55places.com, as of October 22, 2026. Confirm fees with the HOA before you buy.

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About Cumberland

Cumberland is a small 55+ community of patio homes built by Niblock Homes, a local builder. It sits near historic downtown Concord.

With about 144 homes, it’s much smaller than the big Del Webb communities. Every plan puts the main bedroom on the first floor, and the HOA covers your lawn care.

144homes
6floor plans
1,629–2,645sq ft
$547,300starting price

Cumberland Amenities

Small-community amenities with low upkeep.

Clubhouse

A community clubhouse with a fitness room and covered patio.

Pickleball

A pickleball court, open year-round.

Putting Green

A putting green for golfers.

Dog Park

A dog park for residents.

Walking Trail

A walking trail through the community.

Lawn Care

The HOA covers lawn care and common areas.

Amenity details from Niblock Homes and 55places.com, October 2026.

Homes & Real Estate

Niblock offers six plans, all with the main bedroom on the first floor and an attached 2-car garage.

One-Story Plans

Waverly, Bellevue, CrestwoodEverything on one level, starting at $547,300.

Two-Story Plans

Millbrook, Woodhaven, AvondaleMain bedroom down, with extra space upstairs.

Quick Move-Ins

Ready now or soonListed at $590,000 to $668,700 in October 2026.

Bring me with you on your first visit. The builder’s salesperson works for the builder, and builders usually require your agent to register you on that first visit.

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Concord Housing Market

Every home sold in Concord, not just Cumberland. 12 months ending September 2026, Canopy MLS.

$370,500median sale pricewas $375,000
27median days on marketwas 22
3.5months of supplywas 3.0
96.8%of original list pricewas 96.9%

What it means: Concord prices are steady, but homes are taking longer to sell than a year ago.

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What to Ask Before You Buy

Which plan fits how you live?

If stairs are a concern, look at the one-story plans first.

What does the HOA cover?

Dues are about $225 a month with lawn care. Ask for the current budget.

Is there a fee at closing?

Ask whether the HOA charges a capital contribution.

What’s included in the price?

Ask for a price with the options and lot you want.

Can my agent come?

Yes. Bring me on your first visit so I can represent you.

Cumberland FAQ

Is Cumberland in Concord age-restricted?

Yes. 55places lists it as 55+ age-restricted.

How much are homes at Cumberland?

Plans start at $547,300, according to Niblock Homes on October 22, 2026.

What are the HOA fees?

About $225 a month, including lawn care, according to 55places.com.

Who builds Cumberland?

Niblock Homes, a local builder.

Are there one-story homes?

Yes. Three of the six plans are one-story.

Similar 55+ Communities Nearby

Now sellingDel Webb Carolina RidgeCarolina Ridge is the newest 55+ community around Charlotte.
Final homesEsplanade at NorthgateEsplanade at Northgate is a small 55+ community in Indian Trail, about a half-hour from Charlotte.
Final homesCresswind CharlotteCresswind Charlotte is Kolter Homes’ 55+ community on Charlotte’s east side, right next to Mint Hill and close to I-485.
Now sellingEncore at StreamsideEncore at Streamside is David Weekley Homes’ 55+ community near historic Waxhaw.

See all 55+ communities around Charlotte

Looking at Cumberland?

Call or text Maureen Mahood at 704-621-3066. I’ll help you find the right home and, if you have a home to sell, tell you what it’s worth.

Community facts come from Niblock Homes and 55places.com as of October 22, 2026, and can change. Market numbers are from Canopy MLS for all of Concord, 12 months ending September 2026. Maureen Mahood, Broker/Owner, Sell Your Home Charlotte. Not affiliated with the builder or HOA.